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Comment 11 of 41, added on January 18th, 2013 at 8:35 AM.
First thing, figure out how much you can pay trawod the bills each month.
Next figure out the minimum payments due on each account. Last, see what
each one is charging you for interest.Now, list all the accounts from
highest interest to lowest interest. Add up all the minimum payments and
subtract the amount from how much you can afford to pay total. This should
be a positive number.Now, each month, make minimum payments on all the
bills except for the one at the top of the list the one with the highest
interest. On that one, pay the minimum plus the excess you figured in the
last step. Do this until the bill is paid off. Then move on to the next
bill.By doing it this way, you minimize the interest you have to pay,
allowing you to pay more trawod the principal and paying off all the bills
at the quickest rate possible. Do not use any of these accounts until they
are all paid off.References :
Comment 10 of 41, added on November 5th, 2012 at 1:07 AM.
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Comment 3 of 41, added on September 19th, 2012 at 11:47 AM.
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Comment 2 of 41, added on March 20th, 2012 at 4:47 PM.
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